Anti–Money Laundering (AML) Policy

Swiftship Financials LLC

Registered Address:
30 N Gould St, Sheridan, WY 82801, USA

1. Policy Statement

Swiftship Financials LLC is committed to full compliance with all applicable Anti–Money Laundering (AML), Counter-Terrorist Financing (CTF), and financial crime prevention laws and regulations in the United States and relevant international jurisdictions.

We maintain a zero-tolerance policy toward money laundering, terrorist financing, fraud, or any other illegal financial activity.

2. Purpose of This Policy

This AML Policy is designed to:

• Prevent the use of our business for money laundering or illicit activity

• Ensure compliance with US financial regulations and best practices

• Protect the integrity of our operations and financial systems

• Establish clear procedures for risk detection and reporting

3. Scope

This policy applies to:

• All company directors, employees, contractors, and agents

• All customers, vendors, and third-party partners

• All transactions conducted through Swiftship Financials LLC

4. Customer Due Diligence (CDD)

We implement Customer Due Diligence procedures to verify the identity of clients and assess risk exposure.

This may include:

• Full legal name and identification verification

• Business registration details (for corporate clients)

• Proof of address and contact information

• Source of funds (where required)

• Nature and purpose of the business relationship

Enhanced Due Diligence (EDD) may be applied to higher-risk clients or transactions.

5. Know Your Customer (KYC) Procedures

Swiftship Financials LLC may require customers to complete KYC verification prior to or during the business relationship.

KYC may include:

• Government-issued identification (passport, driver’s license, etc.)

• Business incorporation documents (if applicable)

• Bank account verification

• Additional documentation depending on transaction risk level

Failure to provide required information may result in refusal or termination of services.

6. Transaction Monitoring

We actively monitor transactions to identify:

• Unusual or suspicious activity

• Structuring or splitting of transactions to avoid detection

• Payments inconsistent with customer profile or business activity

• High-risk geographic or cross-border transactions

Suspicious transactions may be delayed, reviewed, or rejected.

7. Risk-Based Approach

We apply a risk-based framework, assessing customers and transactions based on:

• Geographic location

• Type of customer (individual or corporate)

• Transaction volume and frequency

• Nature of goods or services involved

Higher-risk relationships may require additional verification and monitoring.

8. Record Keeping

Swiftship Financials LLC maintains records of:

• Customer identification and verification documents

• Transaction history and supporting documentation

• Compliance reviews and risk assessments

Records are retained for a minimum period in accordance with applicable US regulations.

9. Suspicious Activity Reporting

If suspicious activity is detected, Swiftship Financials LLC will:

• Investigate the transaction internally

• Escalate to compliance personnel

• Report to relevant authorities where required by law (including FinCEN if applicable)

Employees are required to report any suspected AML violations immediately.

10. Employee Training

We ensure that relevant personnel receive training on:

• AML laws and regulations

• Identifying suspicious activity

• Internal reporting procedures

• Compliance obligations

Training is conducted periodically and updated as regulations evolve.

11. Prohibited Activities

Swiftship Financials LLC strictly prohibits:

• Money laundering or attempted money laundering

• Terrorist financing

• Fraudulent transactions or misrepresentation

• Use of false identities or forged documents

• Transactions involving sanctioned individuals or entities

12. Compliance Officer

A designated Compliance Officer is responsible for:

• Overseeing AML compliance

• Reviewing suspicious activity

• Ensuring policy enforcement

• Updating AML procedures as required

13. Policy Updates

This AML Policy may be updated periodically to reflect changes in laws, regulations, or business operations. Updates take effect upon publication on our official website.

14. Contact

For compliance-related inquiries, please contact:

Swiftship Financials LLC
30 N Gould St, Sheridan, WY 82801, USA
Email: shahmir@swiftshipfinance.com